FINANCIAL WELLNESS SERVICES

Empower People and Elevate Performance Through Confidence-Based Solutions

Who Are We?

At Perspectives, we believe financial confidence is a catalyst for organizational change. We partner with community banks, universities, and mid-sized organizations to deliver engaging, interactive, practical, and confidence-based financial wellness experiences. Whether through keynote speaking, CRA-aligned workshops, or professional development, we help teams move from stress to clarity  and from information to transformation. As home of The Coins Confidant™, we make money make sense, without shame or judgment

Work With Us

Transform Financial Wellness from the Inside Out

CRA & BANK PARTNERSHIPS

ORGANIZATIONS & INSTITUTIONS

Our Work is Rooted in the P.O.W.E.R. Framework™”

Our services are built around our signature method that helps individuals Normalize mistakes, Welcome clarity, Embrace action,
and Reinforce growth.

We don’t just deliver content — we change lives, increase retention, and reduce financial stress across your organization.

OUR TRUSTED PARTNERS

picture of Nia Adams looking directly at the camera with a warm smile

MEET NIA

"As The Coins Confidante™, Nia Adams brings a unique blend of financial expertise and confidence building to the world of financial education. Through her core principle 'Elevating Financial Power Through Inner Power,' she transforms how high-achieving professionals think about and manage money. An alumna of the prestigious Goldman Sachs One Million Black Women Black in Business Program and a featured voice in major publications, Nia designs engaging, interactive, and practical programs that make financial education both empowering and actionable. With an MBA in Finance, Certified Financial Education Instructor certification, and as an Accredited Financial Counselor®, Nia brings both expertise and relatability to her dynamic presentations. Her ability to transform financial chaos into clarity through confidence-based education has made her a sought-after speaker for both corporate teams and university audiences.

Nia is so awesome. After taking heed to her advice regarding savings, buying a house, and, credit scores. Because of Perspectives and the following of her advice. Nia drops gems... I have saved money and my credit score has shot up. I'm NOW ready to buy my home next year 2022. Thank you so MUCH!!!!!!
Tamyra T
Tamyra T
Nia has truly been a helpful resource in my financial struggles. I participated in the 30-Day Money Challenge and over these last 30 days, I have tweaked and restructured my daily finances and it has been helping me tremendously. I'm excited and grateful I had this opportunity.
Nekole
I'm so thankful for Nia's teaching. From listening to her I have put $12,000 towards debt and and thanks to her my credit score shot up!!!
Victoria A.
I wanted to thank Nia! Since her classes on budgeting. I’ve worked on creating systems and strategies that are working for me. Tonight I conducted a class for my family. I created a yearly cash flow template and some needs vs. wants documents for them. It was very basic. They are starting from the very bottom. As they’ve seen me get myself together, they’ve started asking questions! Thank her for ALL that she does to motivate others!!
Taura
Taura
I have come to know Nia through a mutual friend, so when I saw that she decided to write a book about the homebuying experience, I knew I was going to buy and read. When I tell you the wealth of information she provided, along with her own personal experience, is exactly what everyone SHOULD learn before purchasing property!! It is so easy to fall into the home buying phenomenon without fully researching or knowing what to expect and as a result, you can suffer major consequences!!
Capri P.
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